Northwest Recycling is a true local success story. Founded by Jody Swiffer and her partner, the business started from the ground up with a clear vision: create a recycling depot that’s faster, smarter, and more community‑friendly. Using automation for container counting and payments, customers leave with cash in their pocket and a good news story.But back in 2019, things didn’t look so smooth. Just weeks after winning a licence under the Containers for Change scheme, COVID hit — and lenders weren’t interested in backing a new recycling start‑up.
Banks said no. Other lenders didn’t recognise the model. On top of that, Jody and her partner were moving from hourly‑paid jobs into running a commercial business — with land, assets, and debt to manage. They needed finance help that was flexible, fast, and practical.
That’s where Mountway Finance stepped in. Jordan worked directly with Northwest Recycling to design a loan structure that was anything but standard — combining asset finance, debt consolidation, and buyback arrangements into a package that actually worked for them.
And it didn’t stop there. Jordan and the Mountway team stayed involved, helping optimise costs, smooth out cash flow, and fast‑track debt repayments. Regular on‑site meetings meant Jordan could see what was happening first‑hand and offer ideas and tweaks along the way.
“Jordan helped with optimisation and cost savings — what we needed, what we didn’t. Normal lenders wouldn’t have gone down that path.”
Three to four years on, Northwest Recycling has restructured and improved its finance setup multiple times — always with Mountway’s support. The business is stronger, debt is under control, and the team can focus on making a real difference for the community.
“Most of the meetings were on site, so Jordan could actually see what we’re up to. Need something in a hurry? He’s always there. I’d definitely recommend Mountway Finance.”